How To Use RHB Reflex And Talenox Integration 

Managing payroll, HR, and banking separately can be time-consuming and error-prone for SMEs in Malaysia. To solve this, RHB Reflex Premium Plus and Talenox have teamed up to provide an all-in-one solution that combines online banking, payroll automation, and HR management in one platform. This seamless integration helps businesses save time, stay compliant with statutory regulations, and streamline financial workflows without juggling multiple systems.

Overview of Talenox and RHB Integration

The RHB Reflex–Talenox integration is a powerful solution designed to simplify business operations by merging banking and HR processes into a single connected workflow.

What is RHB Reflex?

RHB Reflex is an internet-based cash management platform that allows SMEs to manage their business finances securely and efficiently. It covers essential functions such as fund transfers, bulk payments, bills payment, collections, account management, trade inquiries, and credit card merchant reporting.

What is Talenox?

Talenox is a cloud-based HR and payroll software built for simplicity and compliance. Through a centralized dashboard, businesses can manage employee profiles, run automated payroll, calculate statutory contributions (EPF, SOCSO, EIS, PCB/MTD), and handle leave applications. Talenox is designed to be user-friendly, even for non-HR professionals, while staying fully compliant with Malaysia’s Employment Act.

What does the integration offer?

When connected, RHB Reflex and Talenox create a unified Payroll + HR + Banking solution. Businesses can initiate payroll and statutory payments directly in Talenox, while approvals and transactions are securely processed in RHB Reflex. Employees, in turn, can conveniently access payslips and apply for leave online, making HR processes seamless and paperless.

This integration not only reduces administrative workload but also ensures that SMEs stay compliant while enjoying faster, more accurate payroll and payment processing.

Key Benefits of RHB–Talenox Integration

The integration between RHB Reflex Premium Plus and Talenox offers SMEs in Malaysia more than just payroll automation—it creates a streamlined ecosystem for HR, banking, and compliance. Here are the key benefits businesses can expect:

Seamless Payroll & Statutory Payments

Initiate payroll and statutory contributions such as EPF, SOCSO, EIS, and PCB (MTD) directly in Talenox, with automated approvals routed through RHB Reflex. This reduces manual errors and ensures payments are processed on time.

All RHB Reflex Features in One Package

Gain access to both Basic and Premium features of RHB Reflex, including:

• Accounts enquiry modules
• Payment advice issuance
• Designated fund transfers
• Bulk payment modules

Improved Trade Finance & Foreign Transfers

Businesses can apply for Online Trade Finance via Reflex and enjoy Platinum FX rates for foreign telegraphic transfers (FTT), helping companies save on international transactions.

Time Savings & Greater Accuracy

By eliminating the need to manually upload payroll files or reconcile records across platforms, the integration saves valuable time and reduces the risk of data mismatches.

Employee Convenience

Employees benefit too, as payslips are stored securely online and leave applications can be managed from anywhere to improve HR efficiency and overall staff experience.

Step-by-Step Setup Guide

Integrating RHB Reflex Premium Plus with Talenox is straightforward, but the process differs slightly depending on whether you are a new Talenox user or an existing one.

Scenario 1: New Talenox Users

• If you have never created a Talenox account, RHB Reflex will automatically handle your user registration and business profile creation in Talenox during the linking process.
• You will receive an activation email from Talenox to complete the setup.
• Once activated, your RHB Reflex account will be seamlessly linked to Talenox.

Scenario 2: Existing Talenox Users

• If you already have a Talenox account, make sure the email address used in RHB Reflex matches the one in Talenox.
• The Business Registration Number (BRN) must also be identical in both systems.
• In this case, you will not receive an activation email, but the linking will still be successful once details are verified.

Important Note: The email and BRN in Talenox must match exactly with RHB Reflex. Only linked users can access and enjoy the full integration features.

Steps to Link Your Account

Step 1 – Login to RHB Reflex Corporate Back Office.

• Go to: Administrative > User Maintenance > RHB Direct User Maintenance and click Add.

Step 2 – Enter User Details

• Fill in all required fields and ensure accuracy before proceeding.

Note: Please take note of the definitions and instructions for each field

Step 3 – Select the Correct Bank Account

• Assign the account you want to integrate with Talenox.

Note: Please take note of the definitions and instructions for each field

Step 4 – Review & Confirm

• Double-check all details entered.
• Click Submit to proceed (or Back if corrections are needed).

Step 5 – Approval Process

• A confirmation screen will appear once submitted.
• Notify your company’s authorizer to review and approve the linking.
• Repeat the steps if you need to link multiple users.

Once approved, your RHB Reflex and Talenox accounts will be fully integrated, enabling smooth payroll processing and automated statutory payments.

Note: Repeat the above steps if you have multiple users to link. Only linked users will be able to enjoy the benefits of RHB Direct. 

How To Process Payroll With Talenox Via RHB

Once your RHB Reflex account is integrated with Talenox, managing payroll becomes a streamlined process. Employers can handle salary disbursements, statutory payments, and employee records in just a few steps.

Here’s how payroll processing works with Talenox and RHB Reflex:

The following video will guide you through essential steps and quick tips for managing payroll:

• Handling ‘No-Pay Leave’ and entering Pay Items in the payroll system
• Including applicable tax deductions during payroll processing
• Reviewing Payroll and Statutory Contribution summaries
• Exporting the Bank File directly to RHB for employee salary disbursement
• Exporting Statutory Contribution files to RHB for approval
• Setting the Pay Date and publishing employees’ payslips
• Generating and downloading statutory forms such as Form EA, STD2, and Form E

Payroll & Leave Management Workflow

With the RHB Reflex and Talenox integration, businesses can manage payroll and leave on a single, seamless platform. This eliminates manual processes and ensures accuracy, compliance, and convenience for both employers and employees.

Here’s how the workflow looks:

1. Initiate Payroll & Statutory Payments in Talenox

• Employers can process monthly payroll directly in Talenox, which automatically calculates salaries, allowances, deductions, and statutory contributions (EPF, SOCSO, EIS, PCB/MTD).
• Once payroll is finalized, payment files are generated and sent directly to RHB Reflex for processing.

2. Approval via RHB Reflex

• Authorizers log in to RHB Reflex to review payroll and statutory payments.
• With just a few clicks, they can approve disbursements and statutory submissions online, removing the need for manual bank uploads or separate statutory filings.

3. Payslips Accessible Anytime

• Once payments are approved, employees receive digital payslips instantly through Talenox.
• Staff can log in anytime to view payslips, tax documents, and leave balances securely—reducing HR’s administrative workload.

This end-to-end payroll and leave management workflow ensures that businesses:

• Save time by automating payroll calculations and statutory compliance.
• Reduce errors with seamless system integration.
• Improve employee experience through self-service access to payslips and leave records.

By combining RHB Reflex’s banking capabilities with Talenox’s HR and payroll automation, businesses enjoy a modern, efficient, and compliant payroll system tailored for growing SMEs.

Charges & Subscription 

The RHB Reflex and Talenox integrated solution is offered under the Premium Plus module at a monthly subscription of RM50. This subscription provides access to a complete suite of tools for SMEs, including:

• RHB Reflex: Online banking platform for cash management, fund transfers, payment advice, and trade finance applications.
• Talenox: Cloud-based HR and payroll software for automating salary processing, statutory contributions, and leave management.
• Financio: Cloud accounting system to manage your business finances alongside payroll and banking.

Transactional fees for banking services continue to follow standard RHB Reflex rates. For example, a Single IBG transaction costs RM0.10, ensuring transparency and predictable costs for your business.

Who should apply

• New RHB customers: Must open a Business Current Account and subscribe to RHB Reflex Premium Plus with Talenox Starter Plus.
• Existing RHB Reflex users (Basic/Premium): Required to upgrade to Premium Plus to enjoy full integration benefits.

This subscription model makes it cost-effective for SMEs to consolidate HR, payroll, and banking functions into a single platform, saving time, reducing errors, and ensuring compliance.

Who Should Use This Integration

The RHB Reflex and Talenox integration is ideal for Malaysian SMEs that want to streamline HR, payroll, and banking processes on a single platform. It is particularly suited for businesses operating in sectors such as:

• Food & Beverage (F&B) – cafés, restaurants, and bars managing multiple staff schedules and payroll.
• Retail – fashion, wellness, and travel outlets with frequent transactions and payroll cycles.
• Technology – startups, SaaS, and digital marketplaces seeking cloud-based HR and payroll solutions.
• Consulting & Small Offices – finance, legal, and professional services that require compliance and accurate payroll management.

This integration benefits businesses looking to:

• Automate payroll and statutory payments (EPF, SOCSO, EIS, PCB).
• Simplify leave management with preset and customizable leave types.
• Ensure compliance with Malaysian employment regulations.
• Access cloud-based HR and banking tools from anywhere, enabling efficient remote management.

By adopting this integrated solution, SMEs can reduce administrative workload, minimize errors, and focus on growing their business while keeping employees satisfied.

Learn more about RHB and Talenox integration here

Conclusion

The RHB Reflex and Talenox integration offers Malaysian SMEs a powerful all-in-one solution to streamline HR, payroll, and banking operations. By combining automated payroll processing, statutory compliance, leave management, and seamless banking functions, businesses can save time, reduce errors, and improve overall employee satisfaction. With cloud-based accessibility and easy onboarding, this integration is ideal for businesses seeking a modern, efficient, and compliant way to manage their workforce and finances.

How FastLane Group Can Help

At FastLane Group, we specialize in helping businesses adopt and optimize digital solutions like RHB Reflex and Talenox. Our team can guide you through:

• Account setup and linking between RHB Reflex and Talenox.
• Training and support for payroll, leave management, and statutory compliance.
• Custom workflows and automation tailored to your business needs.

Take the next step towards smarter HR and payroll management. Contact us today to schedule a consultation and learn how your business can benefit from the RHB Reflex and Talenox integration.

FAQs: RHB Reflex & Talenox Integration

1. Can I use Talenox without RHB Reflex Premium Plus?

Yes, you can apply for Talenox separately. However, you will not enjoy the benefits of the integrated system with RHB Reflex, and the subscription fees may differ.

2. How can I get more information about RHB Reflex and Talenox integration?

For detailed information, you can contact the RHB Customer Care Centre at 03 9206 8118. You can also visit the Talenox Malaysia website here. 

3. Where can I get assistance for the integrated solution?

You can visit any RHB branch, where dedicated staff are available to assist with the setup and usage of the RHB Reflex and Talenox integration.

4. How do I apply for the RHB Reflex and Talenox integration?

You can apply at any RHB branch or via the SME portal on the RHB Group website here

• New customers (without an RHB Business Current Account) need to apply for a Business Current Account and the RHB Reflex Premium Plus module with Talenox Starter Plus.
• Existing account holders can apply or upgrade their RHB Reflex to the Premium Plus module.